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Why did you apply for the credit card of Guangfa Bank, but the bank said that it could not pass the examination because of credit problems?
1. You applied for a credit card and have a bad record. 2. The information you filled in is inconsistent, or your income is too low. 3. You are a student.

4, credit, doubt is a qualification credit problem.

The credit card review procedure is:

After the bank receives the customer information? First of all, we need to make a preliminary inspection? The contents of the preliminary examination include: reviewing the copy of identity certificate and the original work certificate? Original proof of salary and income? Have you filled out the application form? If the documents are insufficient? Inform the customer of the supplementary contents.

Enter the credit card approval: use the ID card verification system to check and verify the authenticity of the customer's ID card information? Inquire whether the customer has bad credit records in the personal credit information system.

Telephone verification: call the customer himself and his unit? Verify the authenticity of personal information and company information.