Guangzhou Bank’s credit card app is called “Guangyin Credit Card”. It mainly provides credit card account inquiries, credit card business processing, consumer loans, recommendation of preferential activities, installment mall, points mall, and no card for Guangzhou Bank credit card holders. Payment and other financial services. You can search for "Guangyin Credit Card" to download the APP through major mobile app stores. After registering, you can enjoy various services and conveniences.
Operating environment: iPhone Capacity;
2. Have a good credit record;
3. Applicants can apply for no more than two supplementary cards for their spouse or relative who has full capacity for civil conduct.
2. Credit card application materials:
1. Identity proof information: copy of resident ID card or military officer ID card;
2. Work and income proof information;
3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the vehicle driving license, a copy of the deposit receipt, etc.
3. Credit card application method:
1. Bring credit certificate to apply at the counter: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for back-end review department Review.
2. Online banking application: The applicant uses a savings card account in his or her name to open online banking, enter the official website of the required bank, enter the card number, login password and verification code to enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.
4. Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions that have all the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Or an electronic payment card with partial functions. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.