if you apply for the first time, the credit card limit of ICBC will be very low, and the cardholder needs to apply for an increase after using the credit card healthily for a period of time. If you want to increase the limit, you should pay attention to the following points:

1. Cardholders should use credit cards to pay more in their daily consumption, especially to increase the large consumption expenditure appropriately (wholesale consumption is not included, and frequent payment of such consumption can not only increase the limit, but also be suspected of illegal cash withdrawal).

2. After spending continuously for several months, you can take the initiative to apply to the bank to increase the credit limit. The credit card department will decide whether to increase the limit according to the cardholder's consumption record. After the quota is increased, it can be used for about three months, and you can apply for an increase in the quota again.

3. Provide proof of assets

Proactively provide proof of assets to the bank, and the more detailed and the higher the amount of proof provided, the higher the credit line approved by the bank will be.

4. Insist on timely and full repayment

Try to repay in full and on time every month. Repayment is an important item in the credit card usage record. Cardholders should try their best to avoid overdue repayment, otherwise it is not conducive to improving the credit limit and may also produce bad credit records.

5. Apply for a temporary credit line increase

If there is a demand for large consumption, you can ask the bank for a temporary credit line increase. The term of the temporary quota is generally one month, after which the original quota will be restored. After the cardholder asks for a temporary credit limit, the bank will review the cardholder's demand and past credit card records to decide that ICBC's credit card is very difficult in the end, and even if it is done, the credit card limit will not be very high. My friend has been doing business with ICBC for a long time, and the deposit is more than 5, yuan per month. As a result, the ICBC credit card has only given a limit of 1, yuan. With the property certificate provided by you, the credit card limit for other banks can be approved to at least 1 thousand. So I suggest you try those commercial banks.