Under normal circumstances, most people will choose to trade through UnionPay network and directly convert Thai baht into RMB. The exchange rate is the exchange rate of UnionPay on the day of swiping the card.

If the transaction is conducted through the network of international organizations (VISA, MasterCard, JCB), if the card is above the standard platinum level or a single identification card, the Thai baht of the transaction will be automatically converted into RMB according to the foreign exchange purchase exchange rate on the entry date of CCB; If it is an ordinary card or a gold card, it will be converted into a USD/EUR account of the credit card according to the exchange rate of international organizations, and a currency conversion fee of 1.5% will be charged to the landlord. When paying back the money, the landlord can choose to put RMB into the credit card on the same day and call home to purchase foreign exchange for repayment.

If the landlord has other questions, you can ask.