1. Contact the credit card issuing bank as soon as possible to explain the situation and ask for help. Call the bank customer service or go directly to the bank outlet.
2. The extra fines and interest caused by overdue shall be reduced or paid through negotiation with the bank. The bank will provide some solutions according to the situation.
3. Ensure that personal information and contact information are up-to-date, so that the bank can contact in time when there is a problem.