No, as long as you are willing to repay, the bank will not sue you. If you don't pay it back at all, the bank will sue you, and then there will be credit card fraud, starting from 5 years.

When everyone is in trouble, we must keep our credit. If you become an illegal household, it will be very troublesome.

You can try to pay by card and pay the minimum repayment amount. Or turn around and pay in full. If it really doesn't work, I will explain to the bank that my company is bankrupt now and I have no money to pay back, but I will try my best to pay back some every month.

From the bank's point of view, he just wants you to pay back the money and doesn't want you to go to jail, so as long as you have a good attitude and are willing to pay it back, it will be fine.

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