ICBC credit card annual fee charging standards

ICBC’s various credit card annual fee charging standards are as follows:

1. Regular card annual fee: Peony Dual Currency Credit Kapu Card: Primary card 100 yuan/card/year; secondary card 50 yuan/card/year Peony RMB credit Kapu Card: primary card 50 yuan/card/year; secondary card 25 yuan/card/year Peony quasi-credit Kapu Card: Main card: 25 yuan/card/year; secondary card 125 yuan/card/year

2. Gold card annual fee: Peony dual currency, multi-currency credit card Gold card: main card 200 yuan/card/year; supplementary card 100 yuan/card/year; Peony RMB credit card gold card: main card 100 yuan/card/year; supplementary card 50 yuan/card/year; Peony quasi-credit card gold card: main card : 50 yuan/card/year; supplementary card 25 yuan/card/year

3. Annual fee for platinum card and above: ICBC American Express Centurion Black Gold Card: main card 18,000 yuan/card/ Annual fee is waived for the secondary card. ICBC Express Centurion Platinum Card: Primary card is RMB 3,600/card/year, secondary card is waived. Annual fee is waived for the secondary card. ICBC Platinum Card: Primary card is RMB 2,000/card/year, secondary card is RMB 1,000/card /year

4. Business card annual fee: Peony dual-currency credit card business card: Gold card 400 yuan/card/year; regular card 200 yuan/card/year. Peony RMB credit card business card: 200 yuan/card/year for gold card, 100 yuan/card/year for regular card. Peony quasi-credit card business card: 100 yuan/card/year for gold card, 50 yuan/card/year for regular card.

ICBC’s annual fee reduction policy for different types of credit cards:

1. For customers with personal gold cards, personal ordinary cards, and personal special cards, the cumulative credit card usage in their local and foreign currency accounts during the year of card use If the consumption reaches 5 transactions or 5,000 yuan or the equivalent in foreign currency, the annual fee of the primary and secondary cards for the current year can be reduced.

2. The annual fee for UnionPay standard platinum cards (except UnionPay Premium Platinum Card, Dual-core Combination Platinum Card, and UnionPay Multi-Currency Platinum Card) is charged at a 10% discount.

3. For Platinum Card customers, during the year of using the card, the cumulative card consumption in their local and foreign currency accounts reaches 200,000 yuan or the equivalent in foreign currencies (excluding online consumption, house purchase, car purchase, wholesale, charity and other ICBC-certified purchases) For purchases at merchants that cannot accumulate points), the annual fee for the primary and secondary cards can be reduced or exempted. (Except ICBC American Express Centurion Platinum Card)

4. Platinum card customers’ accumulated consumption in local and foreign currency accounts is RMB 4 million or equivalent in foreign currencies (excluding online consumption, house purchase, car purchase, wholesale, charity and others For purchases made by merchants deemed by ICBC to be incapable of accumulating points), the primary and secondary cards can be given permanent annual fee exemptions. (Except ICBC American Express Centurion Platinum Card)

5. For corporate card (commercial card) customers, during the year of using the card, the cumulative card consumption in their local and foreign currency accounts reaches 100 transactions or RMB 100,000 or the equivalent. For foreign currencies, the annual fee for the primary and secondary cards can be reduced or exempted for the current year.

6. Business cards (personal cards, business travel cards) are free.

How much is the annual fee for ICBC credit card/credit card

1. Annual fee for ICBC credit card:

1. The annual fee for domestic ordinary cards is 50 yuan, and the annual fee for gold cards is 50 yuan. 100 yuan;

2. International dual currency card fee is 100 yuan for ordinary card and 200 yuan for gold card;

3. Business card fee is 200 yuan for ordinary card and 400 yuan for gold card; 2,000 yuan for platinum card Yuan;

4. The annual fee for all supplementary cards is half of the annual fee for the main card.

ICBC’s annual fee charging standard is to charge after use, that is, the annual fee will not be charged until one year after the account has been opened. In this year, as long as you make 5 transactions or 5,000 yuan (student card 3 Pen or 3,000, Platinum Card’s 160,000 points exchange for annual fee or 200,000 points waived annual fee), the annual fee for the current year will be waived. At the same time, there is no annual fee for ICBC credit cards if you do not open the card.

Extended information:

Notes on using ICBC credit cards:

1. Card activation

Before using, please go to ICBC e- Activate your credit card through life, ICBC e-Banking (mobile banking), online banking, telephone banking or business outlets. Only after the card is activated can the card be used normally (Note: ICBC's first credit card applied for through online channels must be activated at a business outlet; non-first credit cards applied for through online channels can be activated through the above channels other than telephone banking).

2. Keep the card and password properly

Please keep the card properly and do not put the card, ID card, and password together or disclose the card password to others. Avoid placing cards near magnetic fields to avoid card breakage or magnetic strip scratches.

Please check regularly to see if the card is lost, and do not lend the card to others.

3. Report the loss of your card

If your credit card is lost, please contact us through ICBC e-Life, ICBC e-Banking (mobile banking), online banking, telephone banking or business outlets. Report a loss (reporting a loss cannot be done with electronic cash).

4. Transaction receipt

After using the card for transaction, please carefully check the date, amount and other important information on the transaction receipt, and sign after confirming it is correct (except for visa-free transactions). And keep the transaction documents.

5. Bill reconciliation

Please reconcile the accounts in a timely manner. If you have any questions about the transaction, please call the ICBC customer service hotline 95588 within 60 days from the transaction recording date.

6. Information changes

If the address, postal code or telephone number and other contact information change, please promptly contact ICBC e-Life, ICBC e-Bank (mobile banking), or online banking. , telephone banking or business branches to apply for changes.