Although Shanghai Pudong Development Bank also has overrun function, it is not opened by default. If you don't apply to the bank, you can't swipe the credit card limit after swiping the card. If it is necessary to enable the overrun function, the cardholder needs to apply to the bank. There are two channels. First, directly call Ren Xian 95528, the customer service of Shanghai Pudong Development Bank, and ask the customer service to help open it; First log in to Shanghai Pudong Development Bank and open online channels such as online banking. The overdraft function of Pudong Development Credit Card requires the cardholder to apply to the bank for opening. However, in view of the possibility of charging an over-limit fee after using the over-limit amount, we should not use it easily. If the quota is not enough, you can try to apply for a temporary quota, or improve the credit conditions so that the bank can voluntarily withdraw the quota.

1. The full name of Shanghai Pudong Development Bank is Shanghai Pudong Development Bank. 1992 was established with the approval of the people's bank of China on August 28th, and opened on October 9th. 1999 is listed on the Shanghai Stock Exchange with the stock trading code of 600000. Shanghai Pudong Development Bank is a national joint-stock commercial bank. Shanghai Pudong Development Bank is one of the top ten banks in China. In 20 18, Shanghai Pudong Development Bank ranked 70th in Forbes "Top 2000 Global Enterprises"; Ranked 25th among the "Top Global Banks 1000" of British bankers; The United States ranks 227th in the Fortune 500. In addition, Shanghai Pudong Development Bank is one of the few joint-stock commercial banks in China that have obtained investment grade and above ratings from the three major international rating agencies. 2065438+On June 26th, 2009, eight banks including Shanghai Pudong Development Bank launched the first batch of enterprise information networking verification systems.

2. Credit line refers to the credit line granted by the bank to its basic customers, that is, the enterprise can recover so much money within the specified time. For example, if an enterprise applies for an export documentary bill of US$ 2 million every year, it can use US$ 6,543,800,000 in five times (only one procedure is needed, and other procedures are simple). If you use it ten times, you can use 20 million dollars. On the one hand, it solves the short-term capital turnover difficulties of enterprises, improves the capital turnover speed of enterprises and improves the efficiency of capital use of enterprises.