First of all, contact the bank in time to explain the situation in order to solve it reasonably. You can apply for deferred repayment, installment repayment or adjustment of repayment plan.
Secondly, try to reduce unnecessary consumption expenditure, accurately grasp your own financial situation, and make reasonable budget plans and repayment plans.
In addition, we can consider raising funds through other channels, such as borrowing from relatives and friends, and increasing income through part-time or sideline work.
To sum up, the remedial measures for overdue repayment of credit cards include negotiating with banks, reasonably controlling consumption expenditure, making budget plans, adjusting repayment plans, and raising funds through other channels.
Extended data:
-Overdue credit cards will damage credit records, affect personal credit rating, and may even face legal proceedings.
-It is very important to maintain good communication and integrity when dealing with overdue issues.
-If the situation is serious, you can consult a professional financial institution or lawyer for further legal advice.