Second, the application conditions:

At least 18 to 60 years old, with full capacity for civil conduct;

Have a good credit record;

Have working income and repayment ability.

Three. Application materials:

Identity information: copy of resident ID card or military officer's card;

Proof of work and income;

Other financial certificates: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.

Four. Counter processing flow:

Go to the bank outlets that handle credit cards, or find the staff of the credit card center of the local Construction Bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;

Submit copies of certain certificates and vouchers to the issuing bank;

After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;

A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature;

The credit card processing process is basically completed, waiting for the issuance of credit cards.