Does the subject want to ask, "How much does it cost for a bank to open a black card?" More than 6 million. A black card is a credit card with a usage amount of RMB 654.38+RMB 0,000-RMB 5 million. Users need to deposit more than RMB 6 million to open the black card business. The black card was originally a black gold version of "Centurion Series Charge Card" launched by American Express in UK 1999.