Is there any charge for door-to-door activation of a credit card? Pay attention to these matters
When applying for a credit card online, many banks require you to go to the counter to sign the card before it can be activated. However, considering that some cardholders do not have time to go to the branch to sign the card, some banks will come to activate the credit card. services. Many card friends want to know whether there is any charge for door-to-door activation of a credit card? Let’s take a look below.
Is there any charge for door-to-door activation of a credit card?
Credit card door-to-door activation requires an appointment. The cardholder can submit an appointment application on the official credit card website. After the appointment is successful, a salesperson from the bank's credit card department will go to the address submitted by the cardholder for door-to-door activation. This service is free, and generally salespeople will not ask cardholders for money. However, it is not ruled out that some salesmen may want to make extra money. If they ask you for money, it is recommended to ask the salesman to show his work badge, then write down his work number, and call to complain.
It should be noted that door-to-door activation of a credit card is actually equivalent to going to an outlet for an interview. The salesperson needs to implement the three-person meeting principle, that is, meet the applicant in person, verify the applicant's information in person, and meet the card holder in person. person signature. Therefore, the cardholder must provide the salesperson with a valid ID card, as well as proof of work income, etc. If the identity certificate provided expires, it may not be activated.
In addition, during the activation process, the salesperson will also ask questions related to card application, which are usually filled in on the application form, so just answer them according to the content filled in the application form. If you answer the question incorrectly, activation will fail.
The above is the relevant introduction to "Is there a charge for door-to-door activation of a credit card?" I hope it will be helpful to everyone. In short, door-to-door activation of a credit card is free, but it does not mean that door-to-door activation will be successful. The cardholder must provide valid documents and answer correctly when the salesperson asks questions.
Does it cost money to activate a credit card?
The bank will not charge a handling fee regardless of the credit limit
1. Open a card by phone:
1. Cardholders need to use the mobile phone number or landline phone number they left when applying for the card to call the credit card customer service number of the issuing bank
2. Follow the voice prompts to enter the credit card opening channel
3. Follow the card opening voice prompts and enter the credit card ID number and other information to help the bank confirm the identity of the cardholder 4. Set your own credit card transaction password and query password
2. Online card opening:
1. Log in to the issuing bank’s credit card website and open a card online
2. Follow the network system prompts to enter personal information until you click Confirm to complete card opening
3. Set up a credit card Check the password and transaction password and successfully open the card
3. Open the card at a bank outlet
Bank staff will guide you how to set the password.
4. WeChat activation
5. SMS activation
Extended information:
CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to credit cards issued by commercial banks or other financial institutions. An electronic payment card with full or partial functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.
A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip.
Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.
There is no need to pay cash when making purchases with a credit card. Repayment will be made on the billing date (BillingDate).
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.