How to apply for installment payment with China Construction Bank credit card?

Step 1: Read the terms of the consumption installment business agreement through the CCB website;

Step 2: 2 days after consumption to the first installment bill (consumption must be submitted to the first installment bill after the consumption transaction is recorded 3 working days), call 400-820-0588 (for non-400 service areas, please call 021-38690588, and outside the country, please call 86-21-38690588) to transfer to manual service;

Step 3: Propose consumption installment Application;

China Construction Bank will process the application within 2 days after accepting it. The review results will be notified via text message. Cardholders can also call 400-820-0588 (for non-400 service areas, please call 021-38690588, From abroad, please call 86-21-38690588) for enquiries.

How to repay in installments with CCB credit card

If you want to handle CCB credit card installment business, you can adopt the following methods:

1. Log in to CCB personal online banking , click to enter the "Credit Card" page, select "Card Account Transactions"; then select "Credit Card Installment"; then select "Consumption Installment Application"; then click on the transaction record that requires installment; and then follow the system prompts to apply.

2. Log in to the latest version of China Construction Bank’s mobile banking client, click “Credit Card”, select “Instalment Repayment”, and then click the “Consumption Installment” menu to apply.

3. Follow the "China Construction Bank" official account on WeChat, then enter the official account, click the "Credit Card" option, enter the "Business Processing Hall", then click "" on the page, and click "For You can apply through the "Consumption Installment" menu if you recommend it.

Everyone needs to note that the CCB installment payment service requires cardholders to apply for a single purchase of more than 300 yuan (inclusive) or equivalent, and the application must be made 2 days before the latest bill date. Only then (consumption must be between the time the transaction is recorded and 3 working days before the latest bill date).

Credit card repayment methods

The methods within the card issuing bank include: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

Weiyintong POS mobile phone and Weiyintong POS mobile phone are a mobile financial system personal payment terminals that can be used to directly repay by swiping cards, as well as perform transfers and other services. Instant payment!

Transfer/remittance repayment is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

The more common domestic online platforms for online repayment include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

This method of convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. Generally, the payment time takes 2 to 3 working days. At the same time, using this There is no handling fee for repayment.

Counter repayment counter refers to bank cards issued by various networked financial institutions, which can be used to conduct RMB current deposit and withdrawal transactions through the counters of other bank branches registered in the UnionPay exchange center host system.

The "Xinpaytong" smart credit card phone for repayment is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network.

Use "Repayment Tong" to make repayments, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.

Other methods In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods in order to facilitate cardholders' repayment.

How to apply for bill installment with China Construction Bank Credit Card? Five ways to apply quickly

China Construction Bank has always had a good reputation among people. Most people will choose China Construction Bank when applying for a credit card. People are also paying close attention to all aspects of China Construction Bank's credit card business. For example, bill installment.

So, how to apply for bill installment with China Construction Bank Credit Card? Let me answer it for you today.

1. WeChat application

You can follow the WeChat public account of China Construction Bank Credit Card, follow it and bind the China Construction Bank Credit Card you want to carry out bill installment, and then click " Credit Card", select "Bill Installment", and then click "Click here to apply" to apply for bill installment for your credit card.

2. Telephone application

You can directly call China Construction Bank’s customer service hotline at 400-820-0588 or 95533, and enter relevant information according to the prompts.

3. SMS application

You can use the mobile phone number you registered when applying for the card to edit the text message "CCZZ#last 4 digits#amount#issue" and send it to 95533. You can then apply for bill installments for your credit card.

IV. Online banking application

Customers who have opened online banking can log in to China Construction Bank’s online banking, enter the “Credit Card” interface, select “Credit Card Inquiry”, and then select “Inquiry Issue a bill" and click "Apply for Bill Installment".

5. Mobile Banking Application

You can log in to the China Construction Bank mobile client on your mobile phone, then "Credit Card", and then click "Bill Installment Application".

The main ways to apply for bill installments for China Construction Bank credit cards are those summarized above. These methods are very simple to operate, and are also quick and convenient. Friends who want to apply for bill installments for their own China Construction Bank credit cards You can operate according to the above content.

How to repay in installments with CCB credit card

Operating environment:

Brand model: OnePlus 10Pro

System version: ColorOSV12.1< /p>

App version: v5.6.7

The CCB credit card installment application method is as follows:

1. CCB credit card SMS application for installment. Use the mobile phone number reserved with China Construction Bank, edit the text message "CCZZ#last 4 digits#amount#issue" and send it to the official phone number of China Construction Bank to apply for installment repayment.

2. CCB credit card mobile banking installment. Enter "CCB Mobile Banking", click "Credit Card" - "Bill Installment Application" and fill in the information as prompted.

3. CCB credit card online installment. After logging into the official website of China Construction Bank, personal online banking users select "Credit Card Inquiry" - "Select" - "Query Issued Bills" - "Apply for Bill Installment".

4. CCB credit card phone installment. To apply by phone, call the CCB credit card customer service number, enter the information and follow the prompts.

CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

Knowledge

No annual fee policy: swiping the Gold Card 3 times or 18 times will waive the annual fee for the following year (excluding business cards, car cards and other special cards)

Cash withdrawal handling fee: Domestic: 5‰ of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars.

Multiple account management: Limit ***Enjoy multiple CCB cards with the same billing date and independent repayment

Online payment: Alipay: You can use it after online registration, single payment and single payment The daily limit is 500 yuan

Instalment business: interest-free installments (3, 6, and 12 installments) from specific merchants are supported. After a single purchase of more than 1,000 yuan, you can call to apply for installments (3, 6, 12, 18, 24 installments). Each installment will incur different handling fees depending on the number of installments

Billing date: every month There are multiple billing dates, and the cardholder can change it once a year during the validity period of the card

Currency: RMB, RMB/USD, RMB/EUR.

Interest

During the interest-free repayment period: The interest-free repayment period refers to the interest-free period for consumption transactions enjoyed by cardholders who repay in full on time. The interest period starts from the bank accounting date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy the interest-free repayment period.

Tips:

If you fail to repay the loan in full before the due payment date, you will not enjoy the interest-free period. China Construction Bank will charge interest at a daily rate of 5/10,000 and compound interest on a monthly basis.

The interest accrual date is from the date of consumption to the repayment date, and the interest accrual principal is calculated based on the actual amount payable.

If you fail to repay before the due payment date or the repayment amount is less than the minimum repayment amount, China Construction Bank will not only charge interest according to regulations, but also charge the unpaid portion of the minimum repayment amount. 5% late payment fee is charged.

This is the end of the introduction on how to handle installment payment with CCB credit card and how to handle installment payment with CCB. I wonder if you found the information you need?