1. Not all cards are suitable
Some banks actively promote preferential travel activities, but in order to control costs, all card friends are not allowed to participate. Some credit cards with higher cash returns and better consumer rights will be excluded from preferential travel activities. However, stating which credit cards to exclude and other related instructions are often hidden in the dense precautions. If you don't pay attention to swiping the wrong card, you will pass by the preferential activities.
2. Pay attention to the restriction of activity feedback. Is it necessary to divide it into stages?
There are often banks that offer travel credit cards to enjoy the full amount of feedback. However, it should be noted whether there is a restriction of "full amount in one installment" or "full amount in cumulative installments". If the cardholder pays in one lump sum without dividing it into stages, he will not get the feedback because he is not qualified.
3. Pay attention to the appropriate travel agency.
Don't see the travel reply brushed foolishly. Pay attention to whether the bank has a designated travel agency and a limited itinerary, or you can enjoy the discount only by swiping your card at a designated store and choosing a designated itinerary.
4. Is there a time limit for airport pick-up?
Picking up at the airport is a very practical discount for purchasing air tickets or group tours by swiping the card, but there is often a restriction that it will be used up in 2-3 months after swiping the card. In fact, the earlier the ticket is purchased, the cheaper it is. If the annual travel credit card is planned in advance, the possible use rights will be lost.
5. Determine whether the hotel discount is applicable on weekdays and holidays
It should be noted that some promotional items jointly launched by banks and hotels are limited to peacetime use, and extra charges will be required during holidays. Some banks have printed the words "ultra-low-price discount" of "how much per person", but in fact, you have to book a large room with at least 4 people to enjoy the discount. Look at the relevant rules clearly.
6. Enjoy the discount when purchasing air tickets, and pay attention to the class of cabin or the time limit of departure
Some banks will offer credit card promotion air tickets with airlines, but the departure time may be unpopular or the cabin class is limited. When booking air tickets online, you need to bring a credit card or the cardholder's autographed authorization to pick up the tickets on the same day, otherwise, you may not be able to pick up the tickets, so you need to pay special attention.