Paragraph 3 of Article 196 of the Criminal Law of People's Republic of China (PRC) stipulates that anyone who steals a credit card and uses it shall be punished as theft, not as fraud. Stealing credit cards but not using them should not be classified as theft; Stealing a forged or invalid credit card, knowing that it is a forged or invalid credit card and using it, should be recognized as the crime of credit card fraud. Stealing a credit card and using it generally includes the following situations: (1) The perpetrator steals a real and valid credit card and uses it; (2) The perpetrator swipes a forged or invalid credit card, but the perpetrator does not know that it is a forged or invalid credit card and uses it; (3) The perpetrator knows that the stolen credit card is a forged credit card or an invalid credit card, and after technical operation, the "dead card" is restored to function and used; (4) The perpetrator uses false identification to steal credit cards and use them. The credit card in the crime of "stealing credit cards and using them-theft" stipulated in the criminal law should be authentic and valid; However, anyone who embezzles or uses a forged, invalid or fraudulent credit card (which belongs to the act of fraudulent use or use of an invalid credit card) shall be convicted of credit card fraud. (Mobile phone Baidu "Baidu Cash Loan" can meet your consumer demand at any time! )