1, ID card: at least 18 years old. \x0d\2。 Documents that prove that you have stable repayment ability, such as work certificate, income certificate, self-owned property certificate, self-owned vehicle certificate, bank assets certificate, etc. The import standards of each bank are different, depending on the requirements of the bank. \x0d\ ICBC decides whether to approve the card and the amount of the card according to the information of the applicant's payment star and service star in ICBC. China Construction Bank, Bank of China, etc. It depends on the customer level to decide whether to approve the card. Of course, they can also apply by submitting work certificates. \x0d\3。 No bad credit record (the bank will check for itself).