One is the EMV gold card with a single VISA standard, and the other is the dragon gold card sold well by branches. Hot-purchased Dragon Card Gold Card is a UnionPay single logo credit card, which can be used by merchants with UnionPay logo at home and abroad, and the annual fee for the current year is exempted by swiping the card three times a year. The EMV gold card is only suitable for overseas use. The advantage is that overseas transactions, no matter what currency, can automatically buy foreign exchange into RMB, free of exchange fees.

If you don't use it abroad, you don't have to open an EMV card after receiving it, just open a hot purchase card.

EMV is a V is a single-currency credit card, which is not supported by UnionPay merchants, and it is more convenient to leave the country. Hot-purchased Dragon Card Gold Card is a Unionpay single-currency credit card. As long as the amount in the card is unlimited and each card is used three times in a year, the annual fee for that year can be exempted. If you don't use this EMV card, you don't need to apply for a new card. You can also apply for a card refund after checkout, focusing on this credit card of UnionPay.