You can apply for consumption installments (you can apply for a single purchase of 1,000 or more), pay a certain percentage of handling fees monthly, and are interest-free. There are five installments: 3, 6, 12, 18, and 24. Select, except for the 3rd period, the handling fee is 0.7%, and the other periods are 0.6%. If 6,000 yuan is divided into 6 installments, the handling fee interest rate is 0.6%. The calculation is:

The handling fee is 6,000*0.006=36 yuan/month. The handling fee for 6 months is: 36 yuan*6 =216 yuan.

Principal: 6000/6=1000 yuan/month

Amortized and repaid every month: 36+1000=1036 yuan

If it is divided 3 periods, calculated as follows:

Handling fee 6000*0.007=42 yuan/month 3-month handling fee*** Total: 42 yuan*3=126 yuan.

Principal: 6000/3=2000 yuan/month

Amortized and repaid every month: 42+2000=2042 yuan

I think it is still It’s a good deal to apply for 6 installments! In addition, consumption installments must be processed from after consumption to 2 days before the latest bill date. You can register as a real-name user on the CCB credit card website, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Installment" button, select the number of installments, confirm the application information and submit.