hello, if you can't repay the loan in full by the repayment date, you don't have to repay the loan in full, but the repayment amount of each installment must be greater than the "minimum repayment amount", which is the basic repayment requirement for you to maintain a good credit record. \xd\ Minimum repayment amount = 1% advance cash principal+1% non-advance cash transaction principal+1% expenses+1% interest+1% excess consumption+1% outstanding portion of the previous minimum repayment amount+1% installment amount. Please refer to the minimum repayment amount listed in the bill. \xd\ If you choose "minimum repayment", you can't enjoy the interest-free repayment period. Interest will be charged for all consumption in the current period from the bookkeeping date (usually the day after consumption), with a daily interest rate of .5 ‰ until you pay it off in full. If you pay off the payable amount in this period in full before the due repayment date, you can enjoy the interest-free period for consumption. You can choose the repayment method according to the specific situation. \xd\\xd\ If you have any questions about other CMB credit cards, please search for 4825555 among QQ corporate friends and add China Merchants Bank Credit Card Center as your friend; Or search for the number "cmb4825555" on WeChat and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!