Limit standard:
1, the balance limit and credit card are limited to Alipay real-name users, with a single limit of 654.38+10,000 yuan, a daily limit of 654.38+10,000 yuan and a monthly limit of 400,000 yuan.
2. Alipay is bound to a savings card for repayment, with a single limit of 6,543.8+10,000 yuan, a daily limit of 6,543.8+10,000 yuan and a monthly limit of 400,000 yuan. Alipay can be used by both non-real-name users and real-name users.
3. The balance of Alipay is paid back to the credit card, and both non-real-name authenticated users and real-name authenticated users can pay back the credit card. The specific repayment amount and repayment times shall be subject to the provisions of the credit card issuing bank.
Extended data:
Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
China's relevant laws ("NPC Standing Committee on
Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.
There is no need to pay cash for credit card consumption, and it will be repaid on the billing day. ? [4]?
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
References:
Baidu encyclopedia-credit card Alipay service hall-credit card repayment