How many days does a credit card have to be considered overdue?

If the credit card has a 3-day grace period, then it is considered overdue if it is paid three days late. If the credit card does not have a grace period, it is considered overdue if it is paid 1 day late.

Credit card billing date and repayment date:

1. Credit card billing date means that the bank where the card is located will regularly review all transactions that occurred in the credit card account in that month and All fees, etc. are settled overall, the interest is settled, the total amount owed for the month and the minimum repayment amount are calculated, and the statement is sent via the app or email. The date sent is the credit card statement date.

2. The credit card repayment due date refers to the last date when the bank where the card is located requires the card holder to return all payables. That is to say, after the bank where the card is located has issued the creditor's statement, all the expenses consumed should be paid off before the due repayment date.