Generally, the merchant can transfer the money to the credit card account within 1-2 working days after processing. If it is not received in time, it is recommended to check with the merchant whether the refund operation has been made. Apply for a refund after online/physical store payment. The transaction is initiated by the merchant, and the bank will enter the account immediately after receiving the money and verifying that the information is correct.
Please check whether the funds in the payment account or payment platform account have arrived after confirming the refund of the merchant. If the funds have not arrived for a long time, exceeding the time promised by the merchants, please contact the physical store or call the customer service hotline of the third-party payment platform for consultation.
How long does it take to restore the credit card refund limit of CCB?
After the credit card repayment record is recorded, it will be recovered in real time as soon as possible according to the different settings of the line recovery. If it is not recovered, it is recommended to inquire the next day, subject to the actual inquiry results.
After the credit card is returned, the money is generally returned directly to the arrears. If there is no default, it will be recorded as a deposit; If the credit card status is inactive, invalid or cancelled, it cannot be successfully recorded, the account status of the invalid card is normal, and the newly opened credit card will not be affected.
The arrival time of credit card refund funds is subject to the merchant's handling. If it is online shopping, the cardholder can check the refund progress through the order. If it is offline shopping, you can contact the merchant for consultation.