China Merchants Bank credit card can transfer money, which is equivalent to cash advance (withdrawal). You can transfer money to UnionPay card of any bank (not limited to my name) at ATM. You can also transfer money to China Merchants Bank Card (debit card) under your name through online banking, mobile banking and telephone. The handling fee and interest are charged according to the following standards: 65,438+0. Handling fee: the handling fee for RMB cash advance in China is 65,438+0% of each cash withdrawal amount, and the minimum charge is 65,438+00 RMB; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance. 2. Interest: prepaid cash does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, and compound interest will be charged monthly.
Can mobile banking transfer money by credit card?
Bank of China e-banking associated account transfer, supported currency is RMB,; Transfer-out account types of associated accounts include debit card, Great Wall series credit card, China Bank series credit card, general current account and current all-in-one account as transfer-out accounts. The currency supported by intra-BOC transfer is RMB; The types of transfer-out accounts for intra-BOC transfer (including inter-provincial transfer) include: debit card, Great Wall series credit card, China Bank series credit card, general current account and current all-in-one account for settlement. Domestic inter-bank transfer, the supported currency is RMB; The types of domestic inter-bank transfer-out accounts include: debit card, settlement link, Great Wall credit card and Bank of China series credit cards. Among them, when the credit card is used as a transfer-out account, the transfer-out amount needs to be greater than 0 (the transfer-out amount refers to the amount deposited in the card by the customer before the bill date, excluding the rest of the last bill). Mobile phone number transfer, the only supported currency is RMB.
The above contents are for your reference. Please refer to the actual business regulations.
Can a credit card be transferred by mobile banking?
Bank of China e-banking associated account transfer, supported currency is RMB,; Transfer-out account types of associated accounts include debit card, Great Wall series credit card, China Bank series credit card, general current account and current all-in-one account as transfer-out accounts.
The currency supported by intra-BOC transfer is RMB; The types of transfer-out accounts for intra-BOC transfer (including inter-provincial transfer) include: debit card, Great Wall series credit card, China Bank series credit card, general current account and current all-in-one account for settlement.
Domestic inter-bank transfer, the supported currency is RMB; The types of domestic inter-bank transfer-out accounts include: debit card, settlement link, Great Wall credit card and Bank of China series credit cards. Among them, when the credit card is used as a transfer-out account, the transfer-out amount needs to be greater than 0 (the transfer-out amount refers to the amount deposited in the card by the customer before the bill date, excluding the rest of the last bill).
Mobile phone number transfer, the only supported currency is RMB.
The above contents are for your reference. Please refer to the actual business regulations.
Can I transfer money by China Bank Credit Card?
Yes, China Bank Credit Card supports credit balance (excess) transfer. You can transfer the balance to other accounts through Bank of China, mobile banking, online banking and China Bank ATM, or you can withdraw the quota through the counter.
The above contents are for your reference. Please refer to the actual business regulations.
Can I transfer money by phone with a credit card?
Credit cards cannot be directly transferred through WeChat, Alipay, online banking and counters. However, credit card funds can be transferred to debit cards through cash installment business. Credit cards have the function of accepting transfers, but they cannot be transferred to other savings cards. All credit cards cannot be directly used for online transfer, because credit cards are used for consumption in advance, not for cash withdrawal. You can use credit cards to recharge Alipay and Fortis, because recharging is for consumption. Credit cards can't be overdrawn or transferred, but if there is extra deposit in the credit card, it can be transferred, but this situation is regarded as cash withdrawal. Therefore, the handling fee and interest corresponding to the withdrawal amount should also be paid according to the withdrawal requirements. The bank's interest is generally 5/ 10000 per day. In addition, your savings card can transfer money to your credit card. If you want to receive the money remitted by credit card, you only need to provide the credit code to the remitter.
For example, China Merchants Bank's credit card can be transferred, which is equivalent to cash withdrawal (withdrawal), and funds can be transferred to UnionPay cards of any bank at ATM (not limited to my name). You can also transfer money to the one-card (debit card) of China Merchants Bank under your name through online banking, mobile banking and telephone transfer.
Service fees and interest are charged according to the following standards:
1. service fee: the service fee for prepaid cash in RMB in China is 1% of the amount of each withdrawal, and the minimum for each withdrawal is 10 yuan; The handling fee for overseas cash advance is 3% of the cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (the minimum charge for American Express Centurion Black Gold Card and American Express Centurion Platinum Card is USD 3 or 30 yuan RMB), and the minimum charge is USD 5 or 30 yuan RMB). There is no inter-bank service charge for cash overdraft.
2. Interest: Prepaid cash cannot be repaid without interest. From the date of withdrawal to the date of repayment, interest will be calculated at the daily rate of 0.05%, and compound interest will be calculated monthly.
Converting a savings card to a credit card is a credit card online transfer method that cardholders often contact at present, because many cardholders repay their loans in this way. If the online transfer from the savings card to the credit card is an in-bank transfer, there is no need to pay the manual renewal fee, but it should be noted that if there is too much transfer, then the withdrawal will usually be charged a handling fee.
Can I transfer money online by credit card?
How do you want to transfer money?
If there is too much money in the credit card, you can transfer money, but you have to charge a handling fee according to the ratio of 1%, and there is also a handling fee for inter-bank transfer.
If you only use your credit line to transfer money, you will be charged according to the way you withdraw cash. Of course, there will also be an inter-bank handling fee.
I didn't know there was a charge for withdrawing too much money from a credit card. Last time, my wife gave me the credit. Later, I tried to get it out and charged me a handling fee. I am really angry.
This concludes the introduction of whether credit cards can be transferred online and whether credit cards can be transferred to others online. I wonder if you have found the information you need?