To increase the temporary limit, ICBC needs to meet the following conditions:

1. Hold the card for more than one year;

Second, there have been at least two credit card records every month in the last six months, and online payment is not counted;

3. The total amount of credit card swiping for half a year is greater than 180% of the existing credit line of the card, that is, the average monthly credit card spending is greater than 30% of the credit line;

4. There is no late payment fee due to non-repayment (only the minimum repayment amount is paid, and the expenses caused by incomplete repayment are called interest, not late payment fee); If you can meet the above conditions, the general withdrawal application can be passed, and the maximum withdrawal standard is generally not more than 100% of the existing limit.

To increase the permanent credit card limit, ICBC needs to meet the following conditions:

First, the card has been opened for more than half a year and is often used;

Second, the monthly credit card limit is close to or exceeds the credit card limit;

Third, use a credit card and try to repay it in one lump sum;

Fourth, there are no bad records such as overdue;

5. You can apply to the bank for quota adjustment, and the general quota is adjusted to increase by 50%.