The credit limit of two Agricultural Bank of China credit cards is exclusive.
Limit sharing means that credit cards of the same bank and the same brand enjoy the same limit (usually the maximum limit of one of the cards). Although several cards have their own single card limit , but the total overdraft amount in use cannot exceed the exclusive limit of this brand of credit card.
For example, if you hold 5 credit cards from a certain bank with a credit limit of RMB 10,000, then these five credit cards will use the same credit limit of RMB 10,000. When you use a certain card to make an overdraft consumption of RMB 2,000 After that, when using the other four cards, you can still spend 8,000 yuan in overdraft.
Extended information
Introduction to the functions of Agricultural Bank of China credit card
1. Add a card to the main card and enjoy the limit
You can customize it according to your own needs In certain circumstances, open multiple supplementary cards for family members or friends, allowing them to use their own funds in their own cards together, or according to their own requirements, to use the credit limit approved by the Agricultural Bank of China. .
2. Revolving overdraft, fast turnover
Within the credit limit approved by the Agricultural Bank of China, you can borrow and repay at any time according to your own capital situation. The interest is calculated based on the actual number of days of use, and the repayment is After the payment is made, the credit limit will be restored immediately and can be used again, realizing rapid turnover of funds, maximizing the savings in capital use costs and realizing asset appreciation.
3. Pay as an agent, saving worry and effort
You can pay water, electricity, communication, cable TV and other expenses on your behalf through the Agricultural Bank of China credit card, eliminating the fatigue of traveling around. . When the account's own funds are insufficient, you can also pay the above fees with an overdraft of no more than 1,000 yuan within the credit limit.
Baidu Encyclopedia-Agricultural Bank of China Credit Card