The difference between McDonald’s debit card and credit card

The difference between McDonald’s debit card and credit card is:

1. The consumption methods are different, credit card can be used first to consume For post-pay and debit cards, you must have money in the card before you can spend.

2. The designs are different. Credit card numbers are embossed, while debit cards have flat fonts.

3. The signature dates are different. The pinyin of the cardholder's name and the credit card expiry date are printed on the front of the credit card, but there is no pinyin of the cardholder's name on the front of the debit card.

Why does a registered McDonald’s membership card come with a CITIC Premium Card?

Because consumers can apply for this co-branded card through the “iMcDonald’s” applet or any CITIC Bank outlet.

The CITIC Bank-McDonald’s co-branded card is divided into debit card and credit card. The card surface uses the iconic red box of McDonald’s Happy Meal as the design element, highlighting the concept of warm dining time. Co-branded cardholders can enjoy multiple McDonald's exclusive offers and CITIC Bank's selected benefits after meeting the card requirements.

Exclusive benefits for co-branded cards at McDonald’s

In McDonald’s restaurants in mainland China, if you meet the consumption requirements for opening a UnionPay debit card and meet the monthly asset requirements, you can receive a free Happy Meal.

At McDonald’s restaurants in mainland China, UnionPay credit cardholders enjoy the privilege of receiving free Happy Meals and birthday parties every month if they reach the standard.

In overseas McDonald’s restaurants, if you use your Visa credit card to meet the standard, you can enjoy free burgers every week, and if you use the MasterCard credit card to meet the standard, you can enjoy the privilege of giving back McDonald’s domestic coupons every month.

Some selected benefits of co-branded cards

UnionPay debit cards are free of small account management fees, free of mobile banking/online banking RMB transfer fees, and free of charge for the first two intra-city inter-bank deposits per month. Withdrawal fees are waived, and the bank's RMB deposit, withdrawal/transfer fees are waived.

UnionPay credit cards can enjoy high-cost flight delay insurance with a maximum compensation of 1,000 yuan for a delay of 2 hours.

Visa credit card offers 30 cash back on purchases at selected merchants around the world.

MasterCard credit card offers up to 25 cash back at tens of thousands of selected overseas merchants.

Which bank credit cards have discounts at McDonald's?

CITIC Bank credit cards have discounts at McDonald's. At designated McDonald's stores with CITIC Bank credit cards, use the Card Space APP "Chinese Pay" or UnionPay Cloud QuickPass to select CITIC 62 credit cards to pay a total of RMB 20-9.

1. Introduction to CITIC McDonald’s co-branded credit card

CITIC McDonald’s co-branded card is divided into two types: debit card and credit card. Let’s mainly talk about CITIC McDonald’s co-branded credit card. The card's surface style is unified with McDonald's iconic red box as the design concept, highlighting the warm theme of the card. Both parties have compared this card to a "magic card". Cardholders can use this card to enjoy exclusive benefits at any McDonald's restaurant around the world. The card is divided into two levels: gold card and platinum card. There are also differences in the annual fee. The annual fee for the CITIC McDonald's co-branded credit card gold card is 200 yuan/year. If you swipe or withdraw cash once within 30 days of card approval, the first-year annual fee will be waived. If you make 5 purchases with the card within a year, you can make 5 purchases. The annual fee for the Platinum Card is RMB 480 per year, and the annual fee is waived in the first year. The annual fee for the following year can be waived by swiping the card 12 times within the billing year. Points can be accumulated by swiping the card online and offline with the CITIC McDonald's co-branded credit card, and the points can be accumulated in single orders. The standard monthly consumption is 2,000 yuan. If you spend less than 2,000 yuan, you will get 1 point for 1 yuan; if you spend more than 2,000 yuan, you will get 2 points for 1 yuan.

2. CITIC Bank joins hands with McDonald’s to launch a joint venture. Card

Since December 6, 2018, China CITIC Bank and McDonald’s China have officially announced the launch of a co-branded card. This is the first brand-exclusive co-branded card launched by McDonald’s in mainland China. Cardholders can use it at stores around the world. McDonald’s restaurants enjoy exclusive discounts. Regarding the launch of the co-branded card, Sui Hao, Vice President of China CITIC Bank Changsha Branch, said: “Value creation is the link between CITIC Bank, shareholders and partners. CITIC and McDonald's will leverage the group's synergy and complement each other's strengths to create greater value.

In addition to the first release of the co-branded card, the two parties will also cooperate in payment settlement, brand marketing, supplier cash management, fund collection and payment, etc. to provide McDonald's with diversified comprehensive financial services. ”

UnionPay debit card is free of small account management fees, free of mobile banking/online banking RMB transfer fees, free of charge for the first two intra-city inter-bank deposits and withdrawals per month, and free of RMB deposits and withdrawals from the bank. /Transfer fee

CITIC McDonald’s debit card application

CITIC McDonald’s debit card application can be applied through bank branches, WeChat official accounts, and I McDonald’s applet

1. The co-branded credit card launched by China CITIC Bank and McDonald's. Cardholders can enjoy many McDonald's preferential benefits and CITIC credit card rights. If you want to apply, you can apply through the following channels: Bring your personal valid ID and additional information to a bank branch. Proof of financial resources, such as income certificate, real estate certificate, driving license, five insurances and one housing fund payment certificate, etc., fill in the form at the counter of any CITIC Bank outlet.

2. WeChat official account, follow the WeChat official account. For CITIC Bank credit card, click on the bottom menu to quickly apply for a card, find the McDonald's co-branded credit card, click on Apply Now, fill in the personal application card information according to the requirements on the page, confirm that it is correct and submit it.

3. Go through the iMcDonald's applet. Search on WeChat and enter the iMcDonald’s applet. There is a CITIC McDonald’s co-branded credit card advertising page on the homepage. Click to enter to apply.

This is the end of the introduction to McDonald’s credit cards and McDonald’s credit card full discounts. I don’t know. Did you find the information you needed?