After the bill, it is the best time to spend by credit card, and you can enjoy a long interest-free period. If the credit card is repaid in full on time, you can enjoy the interest-free period of consumer transactions. The interest-free period is from the bank bookkeeping date to the repayment date, with the shortest 17 days and the longest 56 days. Because the repayment date is fixed, it varies slightly from month to month. The interest-free period stipulated by each bank is also different.

For example, the cardholder's bill date is September 1, and the cardholder consumes on September 2, and the bill due date is June 10, and the repayment date is June10,21. If there is no full repayment, all transactions will bear full interest, and overdraft transactions will not enjoy interest-free repayment period.

Credit card bills can enjoy the longest interest-free period for future consumption. If the cardholder cannot enjoy the longest interest-free period before the credit card bill date, the cardholder's interests will be harmed.

For example, on April 8th, the cardholder spent 1 transaction, which was recorded on the same day. The due repayment date is May 27th, and the interest-free period of this transaction is 50 days. On April 18, the cardholder spent 1, which was recorded on the same day. The due repayment date is May 27th, and the interest-free period of this consumption is 40 days. The cardholder spent 1 transaction on May 7th, which was recorded on the same day. The due repayment date is May 27th, and the interest-free period of this transaction is 20 days.

Cardholders need to keep the habit of repayment on time, and don't be overdue. Cardholders should live within their means and use credit cards reasonably.