If it's just for online shopping, it's convenient to run China Merchants Bank.

Just open it directly on the internet. The safety factor is also high. Certificates can be downloaded directly from the Internet.

I have opened online banking credit cards, including China Merchants Bank, Bank of Communications, China CITIC Bank, China Guangfa Bank and China Everbright Bank.

China Merchants Bank, with a general credit line, just graduated or just worked, will not give too much. Only 4000 yuan.

Online banking is a major feature, and the online shopping process is very convenient. It's very simple. Just pay according to the prompt. Once or twice, you'll get familiar with it.

Guangfa online banking is also very convenient to use, and it can be opened directly online without going to the counter. The available quota is very high. It's the first time to open it online, and there are too many passwords to confirm, which is very troublesome to remember. So don't confuse the login password with the payment password.

Everbright is also very good, online banking is very easy to use, the verification code is sent to your mobile phone, and you can pay by typing.

Bank of Communications, CITIC and ICBC all need to apply at the counter, which is quite troublesome. The download of certificates or something gives me a headache. I downloaded the certificate from the center for three hours. After the machine was turned off, the certificate was gone and I had to go to the bank. It's troublesome anyway.

I suggest you handle it: China Merchants Bank, Guangfa and China Everbright (if it is online shopping).

Not recommended (CITIC Bank, Bank of Beijing, Bank of Communications, Bank of China, Industrial and Commercial Bank of China).