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Is the card of Minfeng Bank the same as that of Luoyang Bank?

Same. Except for credit cards, all bank cards are accepted nationwide. Account opening process for bank card users:

1. Bring your ID card and a copy of your ID card and tell the staff that you want to open an account and apply for a bank card.

2. The staff will issue a personal settlement account management agreement, read it, and sign it.

3. Fill out another personal card application form and give it to the bank staff.

4. Then enter the password on the cipher.

5. After confirming the password three times, the staff will issue the bank card.