Can credit cards be frozen in economic disputes? If a lawsuit is filed during an economic dispute and the person subject to execution refuses to execute the judgment, the court can freeze the property of the person subject to execution. "Civil Procedure Law of the People's Republic of China" Article 242 If the person subject to execution fails to perform the obligations specified in the legal document in accordance with the execution notice, the people's court has the right to inquire the relevant units about the deposits, bonds, and stocks of the person subject to execution. , fund shares and other property information. The People's Court has the power to seize, freeze, transfer, and change the value of the property of the person subject to execution based on different circumstances. The property inquired, seized, frozen, transferred, and valuated by the People's Court shall not exceed the scope of the obligations that the person subject to execution shall perform. When the people's court decides to seize, freeze, transfer or change property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.

Types of credit cards (1) According to different card issuers, they can be divided into bank cards and non-bank cards (1) Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs. (2) Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc. (2) According to the different objects of card issuance, it can be divided into corporate card and personal card (1) Corporate card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal entities. (2) Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card. (3) According to different repayment methods, credit cards can be divided into credit cards and debit cards (1) Credit cards. When the card-issuing bank provides bank credit, it is first used as an overdraft, and then repaid or paid in installments. This type of card is most commonly used internationally. That is to say, the way that cardholders are allowed to pay off their credit card accounts without deposits is "spend first, deposit later". Currently, most of the cards used internationally are this type of cards. (2) Debit card. It is a credit card issued by a bank that allows you to deposit money first and spend later. When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders must use the card based on the deposit balance. Overdrafts are generally not allowed. At present, the credit cards issued by banks in our country are basically debit cards, but they allow cardholders to make good-faith, short-term, and small overdrafts for consumption purposes. Different limits are stipulated according to different card types, and they must be repaid within the specified period. payment, and interest is paid at the same time. Therefore, it is essentially a debit card with a certain overdraft function.

The period for freezing by the court. Relevant provisions on the seizure, seizure and freezing of property during civil execution by the court: The period for freezing the bank deposits and other funds of the person subject to execution by the people's court shall not exceed six months. The period for sealing up real estate and freezing other property rights shall not exceed two years. Unless otherwise provided by law or judicial interpretation. If the person applying for execution applies to extend the time limit, the people's court shall handle the renewal procedures for sealing, detaining, and freezing before the expiration of the period of sealing, detaining, and freezing, and the renewal period shall not exceed one-half of the period specified in the preceding paragraph. If the time limit for sealing, detaining or freezing expires and the people's court fails to handle the extension procedures, the effectiveness of the sealing, detaining or freezing will be extinguished. In any of the following circumstances, the people's court shall make a ruling to lift the seal, impound or freeze and serve it on the person applying for execution, the person subject to execution or the person not involved in the case: (1) Seizing, detaining or freezing the property of the person not involved in the case; (2) Application The executor withdraws the application for execution or gives up the creditor's rights; (3) The property that has been sealed, detained or frozen fails to be auctioned or sold, and the applicant and other creditors for execution do not agree to accept the debt repayment; (4) The debt has been paid off; (5) The debt has been paid off; (5) ) The person subject to execution provides a guarantee and the person applying for execution agrees to lift the seal, seizure, and freeze; (6) Other circumstances when the people's court believes that the seal, seizure, and freeze should be lifted.

To lift the seal, seizure or freeze implemented by registration, a notice of assistance in execution shall be issued to the registration authority. The above knowledge is the editor's answer to the question "Can a credit card be frozen in an economic dispute?" If a lawsuit is filed during an economic dispute and the person subject to execution refuses to execute the judgment, the court can freeze the property of the person subject to execution. Reader