You can deposit money into CCB Long Card credit card.

The funds stored in the credit card account are overpayments. This amount can increase the available limit of the credit card or be directly used for consumption repayment. If there is an overpayment on the credit card, the overpayment will be deducted first and then the credit limit. If the overpayment is greater than the consumption amount, there will be no overdraft.

In addition, although the overpayment is money actively deposited beyond the credit card limit, it does not accrue interest, and a certain amount of fees are required to withdraw the overpayment.

Extended information:

1. Overpayment is a credit card deposit, and the bank will not calculate interest. This is completely different from a debit card.

2. According to the regulations on the use of credit cards, cash withdrawal fees are basically charged for ATM withdrawals. The usual standard is 0.5 of the cash withdrawal amount, with a minimum of 5 yuan.

3. If you withdraw money from an ATM machine under the condition of "overpayment", you will still be charged a cash withdrawal fee according to the credit card cash withdrawal standards. In this case, the cardholder can transfer the overpayment on the credit card to a debit card of the same name in any bank, and then withdraw cash from the debit card. This reduces handling fees.

Baidu Encyclopedia-Overpayment