There is no handling fee for swiping a Shanghai Pudong Development Bank credit card in another place, and there is no handling fee for repayment. However, there are handling fees for inter-bank repayments or wire transfers.

Bank credit card cash withdrawal interest:

There is no interest-free period for credit card cash withdrawals. From the date of withdrawal, overdraft cash withdrawal interest of 0.5% will be charged every day until it is paid off.

Cash withdrawal methods with bank credit cards

1. Domestic: You can withdraw RMB cash with the withdrawal password at Bank of China branches, ATMs or other commercial bank ATMs with the UnionPay logo. .

2. Overseas: You can withdraw local legal currency and conduct cash advance transactions at any ATM around the world with the PLUS, CIRRUS or UnionPay logo.