Generally speaking, it is easier to apply for a credit card from a commercial bank than a credit card from a state-owned bank, and the limit will be higher.

I personally recommend bank cards from CITIC, Shanghai Pudong Development Bank, China Everbright, and China Merchants Bank. These banks have relatively low review thresholds and relatively high card withdrawal rates. If you are over 18 years old, have certain financial ability and have a good credit record, you will basically be able to apply for a card.