The customer’s bill for the current month is more than 500 yuan → call 96699 within 3 working days of repayment of the current bill → apply for credit card bill installment → the bank will approve and notify the result via SMS or phone call → the customer will repay in installments after successful application. After completing the Guangzhou Bank China Southern Sky Pearl Card transaction, you must call the bank's customer service to apply for installment 3 working days before the credit card repayment date. The maximum amount of credit card bill installment applied for shall not be higher than 90% of the total bill issued in the current period.

1. China Southern Airlines Sky Pearl Card China Southern Airlines Sky Pearl Credit Card is an airline credit card jointly issued by China Southern Airlines Co., Ltd. and banks. The banks that issue this kind of credit card include China Guangfa Bank, China Merchants Bank, Industrial and Commercial Bank of China, For Industrial Bank, Minsheng Bank, etc., users can apply online or offline. Generally, you can get the card faster by applying through the official website.

2. After applying for the China Southern Airlines Sky Pearl Card, you can enjoy the membership rights of the bank and the China Southern Airlines Sky Pearl Club. At the same time, each card payment can be automatically converted into China Southern Airlines miles. Note: The China Southern Airlines miles redeemed by cardholders cannot be counted into Sky Pearl Club membership upgrade miles; the China Southern Airlines miles redeemed can only be transferred to the individual's Sky Pearl membership mileage account.

3. China Southern Airlines Sky Pearl Card can also enjoy other benefits, such as mileage rewards for using products and services from banks, hotels and other partners; priority check-in procedures, VIP lounge waiting, etc. priority; there are also exclusive discounted air tickets, domestic round-trip free ticket draws, domestic and international coupon gift packages, etc. Daily users must return their credit cards on time after using them, and they must not repay the credit card overdue, because there will be penalty interest after overdue, and the longer the time, the more the penalty interest will be. In fact, when your credit card cannot be paid back on time, you can use installment repayment or the minimum payment amount, so as to avoid overdue payments. After all, overdue payments will also lead to a bad personal credit report.

4. Every time you take a flight with China Southern Airlines, SkyTeam Alliance and other airline partners, as well as use the products and services of banks, hotels and other partners, you can get generous mileage rewards. These miles can be used for Redeem free award tickets and award upgrades, so that you can realize your travel dreams with your family. For China Southern Airlines Sky Pearl Cards of various banks, the consumption amount and redemption mileage are subject to bank regulations.