1. Positive answer
Full payment is required for 24 installments, and the merchant will only deliver the goods after receiving the corresponding payment.
2. Specific analysis
24 installments are aimed at repayment rather than payment. After choosing installments, you need to pay the entire payment at once and then repay in 24 installments. .
Because you need to pay the full amount, sometimes the limit may not be so sufficient. In this case, you can first pay off part of the previous bill to restore the limit. If the total limit is still not enough, pay in installments. There is nothing we can do.
You can check your online loan big data information at: Xiaoqixin Check. This database cooperates with more than 2,000 online lending platforms, and the queried data is very accurate and comprehensive.
3. Can I re-apply if I have canceled my installment plan?
If you cancel a good installment, you can apply again. Applying for a good installment has no direct relationship with whether the lender has canceled the account before. Of course, when applying for a good installment, the platform will review the lender's information. , even if you have applied for a loan before, this step of review is essential. Only lenders who meet the requirements can make the final payment.
If you find that there is no loan limit for a good installment, or the loan application has not been approved, this is usually because the lender does not meet the platform requirements. For example, the lender has a record of overdue and other bad loans, and does not have a stable loan. Income repays loans and so on.
If the loan is rejected by the platform due to credit problems, there is no good solution. It will take time to repair the credit report. The lender should maintain a good credit record and not be overdue again. As time goes by As time goes by, the credit record will slowly be repaired.
If it is for other reasons, the lender can improve its qualifications by reducing its debt ratio or increasing its income.
After the loan is disbursed, you need to repay it in full and on time as agreed to avoid overdue payments that will affect your personal credit score.