This situation has been clearly written in the contract signed when applying for a credit card. Within the scope prescribed by law, Party A has the right to use Party B's information for Party A's own case investigation or debt recourse entrusted by a third party.

Credit Card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service. Credit card is generally a special carrier plastic card with consumer credit, which is 85.60mm long, 53.98mm wide and 1mm thick.

2065438+On April 5, 2006, the central bank issued the Notice of the People's Bank of China on matters related to credit card business, canceling the late payment fee for credit cards, introducing liquidated damages, and prohibiting the collection of over-limit fees. The new regulations came into effect on April 20, 2007.

From 0: 00 on August 29th, 20 19, when using the credit card repayment function, 0. 1% of the actual repayment amount will be charged for each credit card repayment, and the user will pay both the repayment amount and the handling fee.