In Alipay's flower garden interface, there is a "repayment" button, after which you can choose to repay by credit card. Repayment by credit card can avoid the high interest generated by flowers, and also facilitate the fund management of users. However, it should be noted that credit card repayment will generate certain fees and interest, depending on factors such as the policy of the issuing bank and the type of personal credit card. Therefore, when using a credit card, you need to pay attention to related expenses, repayment date and other information to avoid overdue problems.

If you don't want to bear extra fees and interest, you can also consider planning your own funds in advance, paying off Bai Hua's debts on time, and avoiding risks such as overdue fines and damaged credit records. In addition, we can reduce our dependence on borrowing tools and manage our personal finances better by saving expenses and increasing our income.