Belongs to. Operators who use point-of-sale terminals (POS machines) and other methods to cash out credit cards for others are illegally engaged in fund payment and settlement business. If the circumstances are serious, they constitute the crime of illegal business operations. According to the provisions of Article 225 of the Criminal Law of the People's Republic of China, whoever constitutes this crime shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and may also be fined; if the circumstances are particularly serious, he shall be sentenced to fixed-term imprisonment of not less than five years and concurrently Penalty or confiscation of property.