Calling the Economic Investigation Brigade of Shijiazhuang Public Security Bureau after the credit card is overdue is suspected of fraud. Relevant public information shows that the credit card is maliciously overdrawn, and the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it for more than 3 months after being collected twice by the issuing bank. If the amount is more than 6,543,800 yuan but less than 6,543,800 yuan, the amount is relatively large; More than 6,543,800 yuan but less than 6,543,800 yuan, the amount is huge; If it is more than 6,543,800 yuan, the amount is extremely huge. If the overdraft is returned, you may request a lighter, mitigated or even exempted punishment. Sentencing depends on the amount.