First of all, let's introduce what Xiaomi Pay is.

It is understood that MI Pay is a mobile payment function jointly launched by Xiaomi Company and China UnionPay. In fact, it is similar to a card package. You can virtualize your credit card, put it in your mobile phone, set your fingerprint and transaction password, and then touch it lightly on the POS machine marked "UnionPay China Unionpay Quick Pass" to complete the payment simply and safely.

Xiao Bian reminds:

1. Not all Xiaomi phones have the function of mi pay. If you want to use Xiaomi pay, you must have a qualified Xiaomi device and upgrade the system to the latest version.

Because Xiaomi Pay needs to support NFC function, only Xiaomi 5 has NFC function in Xiaomi's flagship mobile phone at present. At the same time, users need to upgrade the mobile phone operating system version to MIUI 8. and above.

2. Not all China Merchants Bank credit cards can be bound with mi pay. Some card friends reported that they have a visa all-currency China Merchants Bank credit card, and it is no problem to bind China Merchants Bank APP and Alipay, but they just can't bind Xiaomi pay.

so, if you want to bind China merchants bank credit card to Xiaomi pay, you must first make sure that the card issuing organization of your credit card is unionpay, such as visa card and MasterCard, which are unrecognizable.

Then, the specific binding steps of mi pay are introduced:

It is understood that the process of binding Xiaomi pay to a credit card is also very simple. Just enter the Xiaomi Wallet application and click on the eligible credit card, and the option of "opening Xiaomi Flash Payment Card" will appear.

after entering, enter the card number, expiration date and the mobile phone number associated with the credit card, and the system will issue a verification code to the user's mobile phone. After filling it out, you can use the Mi Pay payment function of the bank card.

so, how to use the CMB credit card after binding it?

It is understood that there are two ways to swipe MI Pay, as follows:

1. When the screen is off or locked, double-click the Home button to call out MI Pay, select the credit card of China Merchants Bank to use, and then swipe the card near POS after verifying the fingerprint according to the prompt. (Note: the development version 6.8.22 and later versions support double-clicking the Home button to evoke MI Pay)

2. After the cashier sets the POS, put the mobile phone near the sensing area of the POS, and the MI Pay page will automatically pop up on the mobile phone. Select the credit of China Merchants Bank that needs to be used. Look, after verifying the fingerprint according to the prompt, you can swipe your card near POS.