1. If you have a bill, you must first offset the amount you have not repaid, and the remaining amount is the overpayment, which is 1140

2. As long as If you swipe your card at the merchant's POS, you will get points. The points are the same as if you didn't deposit. Your pre-deposit is only for repayment and does not affect other things.

In addition, your limit It’s too little. Why is it only a few hundred yuan?