There are two main types of single currency cards: one is a single currency credit card; The other is a single currency debit card. Single-currency credit card is a credit card with RMB settlement account, and its function is basically the same as that of dual-currency credit card. Single-currency debit cards also have RMB settlement accounts, which can be used for RMB deposit and withdrawal and consumption, and do not have overdraft function.
Credit cards can be classified in many ways. In terms of currency, it can be divided into single-currency cards and dual-currency cards. In China, it can be more accurate, that is, currency is divided into dual-currency cards and RMB cards, and dual-currency generally refers to US dollars, RMB or Euro and RMB.
There are two main types of dual-currency cards: one is a dual-currency credit card; The other is a dual-currency debit card. Dual-currency credit cards are credit cards with RMB and USD settlement accounts, and their functions are basically the same as those of single-currency credit cards. Dual-currency debit cards also have RMB and USD settlement accounts, which can be used for deposit and withdrawal and consumption of RMB and USD without overdraft function.