(1) Apply: Bring relevant materials to the outlets of Bank of Communications and submit a card application;

(2) application review: the staff will review the application materials and application forms;

(3) making a credit card: making a credit card after approval;

(4) sending cards: after making, send cards to the applicant.

2. official website, mobile banking or WeChat WeChat official account apply for a card:

(1) Submit application materials: the applicant logs in to Bank of Communications official website, mobile banking or WeChat WeChat official account, finds the function option of applying for a card, clicks to enter, selects the appropriate credit card, and clicks "Apply Now" to fill in various application materials.

(2) the bank conducts preliminary audit: the banking system and staff conduct audit on the online application materials.

(3) Call back: During the audit period, the staff will call back some applicants, mainly to confirm whether the information is valid and true, and inform them when to sign in person.

(4) Face-to-face signing process: the applicant goes to the Bank of Communications outlets for face-to-face signing on time, and seriously answers the staff's questions.

(5) Making credit cards: After face-to-face signing, the Credit Card Center of Bank of Communications will make credit cards.

(6) sending cards: after making, send credit cards to the applicant.