the principal is: 199.24. Suppose the annual interest rate is 9.%, the loan principal is 5, yuan, the loan period is 24 installments, the monthly repayment principal and interest amount is 2,284.24 yuan, the total repayment amount with principal and interest is 54,821.76 yuan, and the * * repayable interest is 4,821.76 yuan. The interest paid in the first month is: 375; The principal repayment in the first month is: 199.24. Xi 'an Bank Credit Card is jointly issued by Xi 'an Bank and Xi 'an Bank, and belongs to a joint-stock commercial bank under Xi 'an Bank. Xi 'an Bank has many credit products to meet the needs of different customers. Xi 'an Bank Credit Card has a wide range of consumption purposes, such as buying a car, decorating, traveling, studying, getting married and so on, covering a wide range of consumption, and is mainly engaged in domestic and foreign payment and settlement services.