If your boyfriend agrees, you can use it. Of course, if your boyfriend doesn’t even agree to swipe a credit card, you can consider firing him.

1. Cash withdrawal by credit card:

1. Cash withdrawal by credit card overdraft:

A handling fee: It depends on the regulations of each bank. For example, the amount of cash withdrawal with CCB credit card in China is 0.5% is charged, with a minimum of RMB 2/transaction and a maximum of RMB 100/transaction; China Merchants Bank credit card is charged at 1% of the cash withdrawal amount in China, with a minimum of RMB 10/transaction;

B interest: 10,000 per day Five calculations.

2. Cash withdrawal for credit card overpayment: Some banks need to charge a handling fee, and some do not. For example, the handling fee of China Merchants Bank is 0.5% of the amount withdrawn, and the minimum charge is RMB 5 yuan or US$1.

2. Use your credit card to make purchases at the POS machine:

1. Pay the full amount on time, interest-free;

2. Pay the minimum payment on time, according to A daily interest of 0.05% will be charged;

3. For overdue repayment, in addition to the above-mentioned interest, there will also be late fees.