According to my understanding, credit history will have a certain impact on graduate school admissions. Specifically, having a bad credit record may affect the postgraduate entrance examination in the following aspects:

First, tuition payment. Postgraduate entrance examination applications usually require payment of certain examination fees and registration fees, and some schools may have some restrictions on students with bad credit records. They may require students to pay all or part of their tuition fees in advance, or provide additional guarantees to ensure payment of tuition fees. Having a bad credit history can add some financial stress.

Secondly, apply for scholarships or grants. When applying for scholarships or grants, schools typically review a student's credit status. Some schools may be more willing to provide relevant financial aid opportunities to students with good credit records. Therefore, a bad credit record may have some impact on obtaining a scholarship or bursary.

In addition, employment and internship opportunities may also be affected. Different industries and companies have certain concerns about a candidate's credit profile. During the recruitment process, employers may inquire about a candidate's credit history to assess their responsibility and credit worthiness. If you have a bad credit record, it may have a certain impact on the competitiveness of job applicants.

To sum up, bad credit records may have a certain impact on postgraduate entrance examinations, including tuition payment, scholarship applications, employment and internship opportunities, etc. Therefore, it is recommended that everyone pay attention to timely repayment when using credit cards and maintain a good credit record.

Extended information:

In addition to credit history, postgraduate entrance examination applications also need to pay attention to other factors, such as test scores, personal statements, letters of recommendation, etc. An applicant's overall quality and ability can be comprehensively evaluated by comprehensively combining all aspects of performance. Therefore, although a bad credit record may have a certain impact on the postgraduate entrance examination, it is not the decisive factor. Other advantages and disadvantages are equally important.

In short, remember that maintaining a good credit record is beneficial for postgraduate applications. At the same time, you should plan your expenses reasonably when using credit cards and ensure repayments on time to avoid the impact of bad credit records in the future. After all, a good credit record helps us get more opportunities and choices in all aspects.