If I apply for a credit card, will it be blacklisted by the bank? Absolutely not. If approved, the credit card will be used well, but it will not be used well. If there is overdue repayment, the bank will call the company to find you, and finally the bank will freeze your card. Because it is a high-risk group, it will be cancelled. If it doesn't pass, it's not a big problem. You still need to fill in real information.