What is the initial transaction password for each bank's credit card?

Credit cards generally have two passwords, one is the transaction password and the other is the query password, which are often used in the process of swiping the card for consumption. It is the transaction password. So, does each bank have an initial transaction password from the beginning? If not, how to set it up? Let’s take a look below.

1. What is a credit card transaction password?

A credit card transaction password is a password that is used when using a credit card for transactions or cash withdrawals. It generally consists of 6 digits.

Different banks have different regulations. The passwords for many credit cards are not preset. When some credit card holders receive the credit card, the issuing bank will pass the initial transaction password and query password through the registration process. Notify the cardholder by letter (or other secure means).

2. How to set the credit card transaction password

1. For some credit cards, you can set the transaction password online by logging in to the password management page in online banking or calling the 24-hour customer service shown on the back of the credit card. Hotline, select the Set Credit Card Transaction Password menu, and set your transaction password according to the voice prompts;

2. The transaction password can be modified on the Bank of Communications automatic teller machine (ATM). If the cardholder forgets the transaction password, he or she can call the 24-hour customer service hotline of the Credit Card Center to apply for resetting your credit card transaction password.

Here we take CITIC Credit Card as an example

New CITIC Bank credit cards generally default to signature consumption and do not have an initial password. When opening a new card, you need to set it yourself. Transaction password.

To set a transaction password when opening a CITIC Bank credit card, you can call the customer service hotline (800-999-5558, press keys 1, 5, 3) or set up online banking. The steps are similar.

To set a password or reset a transaction password for the first time, enter or call to inquire about the password, ID number, and the 7-digit number on the signature strip on the back of the I-card to set the transaction password. This transaction password will be used for future use. For consumption password verification or ATM withdrawal.

Is the credit card payment password the card password?

The credit card payment password is the transaction password you set. If you forget the password, you can call the credit card customer service center to verify your identity and then reset the password according to the voice prompts

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Basic definition

Credit card transaction password is also called payment password. It is a 6-digit password entered by the cardholder when making a purchase or withdrawing cash. Generally, it is best not to set the cardholder’s transaction password. Birthday or simple number. If the card is lost and the transaction password of the credit card is stolen by criminals, it will cause financial losses to the cardholder.

In foreign countries, generally credit cards do not set passwords, because once the credit card is lost or stolen, the bank will fully compensate the cardholder for the loss.

In China, due to the overall domestic environment, it is recommended to set a password, and the setting is a bit more complicated.

Specific functions

When credit card users are involved in cash withdrawals, transfers, consumption and other activities, simply put, they need to use transaction passwords when it is related to actual money.

Setting method

Take the Bank of Communications credit card as an example. After activating the card, you can dial the 24-hour customer service hotline shown on the back of the credit card and select the set credit card transaction password menu. According to the voice Prompt to set your transaction password; the transaction password can be modified at the Bank of Communications automatic teller machine (ATM).

If you forget your transaction password, you can call the Credit Card Center’s 24-hour customer service hotline to apply for resetting your credit card transaction password.

The cardholder of the transaction password can set it by calling the phone, setting it at the bank counter, or setting it at the bank ATM machine.

What is the password for Agricultural Bank of China credit card transactions?

In order to ensure the safety of cardholders when using their cards, Agricultural Bank of China will require cardholders to set their own transaction passwords. What is the password for Agricultural Bank of China credit card transactions? How can I set the Agricultural Bank of China credit card transaction password? Ka Baobao will tell you.

What is the password for Agricultural Bank of China credit card transactions?

The payment password is the password you use when swiping your card for purchases or cash advances.

(Composed of 6 digits) The transaction password is the payment password, which is set when you activate the card (or the Agricultural Bank of China mails you the initial password)

How to set the Agricultural Bank of China credit card transaction password?

If you activate the credit card through the customer service phone's self-service voice or at the counter, the initial payment password is set by you when activating the card;

If you activate it manually through the customer service phone, or through the customer service phone's self-service voice If the settings are incorrect for three consecutive times during activation, Agricultural Bank of China will mail you a password letter; if you have not received the password letter within 30 days, or the password letter received is damaged, please consult the Agricultural Bank of China customer service hotline: 40066-95599.

How to unlock the Agricultural Bank of China credit card transaction password?

If your payment password is entered incorrectly three times in a row, the payment password will be locked.

If you forget your payment password, you can call the Agricultural Bank of China credit card customer service hotline to apply for password unlocking and password reset. Please wait 24 hours after unlocking before using the card; if you still remember your payment password , you can go to the Agricultural Bank of China branch counter to apply for password unlocking, and you can resume use immediately after the unlocking is successful.

Is the Bank of Communications credit card transaction password the same password used when swiping the card for consumption?

The consumption password for Bank of Communications credit card is the transaction password you set when you opened the card and activated it. \Credit cards generally have two passwords, one is the transaction password and the other is the query password. , Transaction password: also known as payment password, is generally entered when the cardholder uses a credit card to make purchases or withdraw money. It is used to verify the security of the transaction, such as consumption at POS in a mall, using an ATM machine or making cash withdrawals and inquiries through the counter. Service, inquiry password: Generally entered when the cardholder uses telephone banking or online banking, to verify the identity of the login user.

How to set a credit card payment password?

1. Introduction to Agricultural Bank of China credit card passwords

Jinhui Credit Card has two sets of passwords, one is the transaction password you pay when withdrawing money or making purchases, and the other is the password you use to enter telephone banking. Or the query password required for online banking (the above passwords are composed of six digits).

2. Setting and modifying the Agricultural Bank of China credit card transaction password

You can set your transaction password in two ways. 1. Telephone voice: Please call the customer service hotline 4006695599, select "1" Chinese service in the voice, select "1" to activate and password setting, activate and set the transaction password according to the voice prompts 2. Branch counter: Please bring your valid identity. ID and credit card, go to the counter of any Agricultural Bank of China branch to set the transaction password.

If you remember the original password and it is not locked, you can change your transaction password in 2 ways. 1. Branch counter: Please bring your valid ID and credit card to the counter of each Agricultural Bank of China branch to change your transaction password. 2. Our bank's ATM machine: The transaction password can also be modified through our bank's ATM machine.

3. Setting and modifying the Agricultural Bank of China credit card inquiry password

The Agricultural Bank of China sets your initial inquiry password based on your personal information. Generally, the default is the sixth day of your birth date. For example, on January 1, 1980, the initial password is "800101".

You can change the query password by calling the customer service hotline or logging in to online banking.

That’s it for the introduction of how to pay with a credit card and what the password is.