There is no limit to the number of installments you can apply for with a credit card, and cardholders can apply for multiple installments. As long as your credit card limit is large enough, you can apply for multiple installments, but you should also pay attention when applying for installments. Credit card installments will charge a certain handling fee, so you should consider it carefully, and these handling fees cannot be waived due to early repayment. This is This means that after you use a credit card to apply for installment, these handling fees must be paid back when you repay the loan.

Notes on applying for credit card installments:

1. The amount of the installment will occupy the credit limit.

For example, if you have a 2,000 bill that you want to pay in 12 monthly installments, assuming it is 200 per month, then your credit limit will be reduced by 1,800 in the first month because it is occupied. Each time you make a payment in the future, a portion of your credit limit will be restored.

2. Also, some consumption cannot be paid in installments, such as the part that uses the temporary quota, such as the part that should be repaid in the previous installment.