1. If the bank has set an activation period, for example, it will be completed within 9 days. If it is not activated after this period, the user's card application will be rejected. At this time, the card can be directly cut. Without setting the activation period, users need to go to the bank to cancel their cards if they don't want to activate. After all, some high-end credit cards will generate annual fees even if they are not activated, and such cards must be cancelled if they are not used.

2. Most credit cards will not generate any fees if they are not activated, but they will leave a bad impression on banks. After all, banks need to make credit cards and send them, and users will lose money if they don't use them or cancel them directly.